Some states operate under no-fault insurance systems. In these states, drivers typically seek compensation from their own insurance policies regardless of who caused the accident.
Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages up to policy limits. However, serious injury thresholds may allow victims to step outside the no-fault system and file lawsuits.
A car accident lawyer helps determine whether your injuries qualify for additional legal action. They also ensure insurance companies do not improperly deny PIP benefits.
Understanding no-fault laws is essential because they limit when and how claims can be filed. Legal guidance prevents mistakes that could reduce recovery.
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